Development loan - FEPM
Development loan - FEPM
The loan may be applied for by micro, small or medium Entrepreneur with a registered office or implementing the Final Investment in the Pomeranian Voivodeship.
Loan information
The loan may be applied for by micro, small or medium Entrepreneur with a registered office or implementing the Final Investment in the Pomeranian Voivodeship.
Repayable support aimed at financing the development and transformation of enterprises in the Pomeranian Voivodeship (Pomeranian Development Fund)", No. FEPM.01.06-IZ.00-0001/23, Priority 1 European Funds for a competitive and intelligent Pomerania, Measure 1.6 Support for SMEs - non-grant support.
Financial conditions
Loan amount: Up to PLN 2,000,000
Loan period: up to 7 years
Capital repayment grace period: up to 6 months
Interest rate: from 1.884% *
No commissions or additional fees
Purpose of the loan
Under the Development Loan, it is possible to finance End-Investments aimed at the development or transformation of Final Recipients, including addressing low productivity, by financing:
- Investment and development expenditures, related to the process of adapting to new trends and technologies, in particular using digitization, automation, artificial intelligence, Industry 4.0;
- Implementation of modern business models in enterprises, including more effective forms of organization, cooperation, management and value creation, aiming to expand markets and the range of products and services offered;
- To improve the production process or the way services are provided in enterprises, through the development of infrastructure facilities, the purchase of equipment, technology and necessary components (e.g. data).
- Implementation of the results of research and development (R&D) work resulting in the introduction by the entrepreneur of a new or significantly modified product or process,
- or the implementation of technology in line with the concept of a closed-loop economy (GOZ).
Interest rate
The interest rate on the Unit Loan granted on a more favorable than market terms is for:
- Final Recipients to finance Final Investments implemented as Preferred Projects - 30% of the Reference Rate, but not less than 1.5% p.a.
- other Final Recipients - 60% of the amount of the Reference Rate, but not less than 2.5% p.a.
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